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Neighbors Credit Union
(314) 892-5400 Get Started
A member walking her dog on a South County evening
Free Checking in South County

You’ve been meaning to do this.

Switching your checking account is not the task you think it is. Imagine seven minutes, entirely online, from the credit union that has been in the neighborhood since 1928.

nice to meet you.
Direct Deposit up to 2 days early.*
Set up direct deposit once. Nothing else for you to do. It comes with every Free Checking account.
seven minutes, accounted for

You’ve spent longer deciding.

No branch visit. No paperwork to print.
2 min
Tell us who you are
Name, address, and a photo of your ID from your phone. No forms to print.
3 min
Fund it your way
Move any amount from your current bank. There is no minimum to keep.
2 min
Move your paycheck
All you need is your new account number and our routing number.
Open your account now Fully online.
what free actually includes

No minimum. No monthly fee. No catch to go looking for.

No monthly fee, ever
No minimum balance to chase and no service charge waiting at the end of the month.
Direct Deposits up to 2 days early
Set up direct deposit once and your paycheck lands ahead of schedule.*
Bank from the driveway
Online and mobile banking, alerts, and mobile deposit from wherever you are.
Visa® debit, cash back
Purchase Rewards pay you back at local retailers you already shop.***
Zelle®
Send money easily with Zelle®. It’s the fast, safe and easy way to send and request money.**
Never far from a branch
5,000+ shared branches and 30,000+ CO-OP ATMs, plus the one down the road.
Inside a Neighbors Credit Union branch lobby
we’re already down the road

Banking in South County, with your neighbors who live there.

Neighbors Credit Union has served St. Louis families since 1928. Affton, Oakville, Mehlville, Lemay, Green Park, Sunset Hills. Not shareholders, not a head office three states away. Members, most of whom live within a few miles of the branch.

Open your account now
What members here say.
My representative gave me undivided attention, answered all my questions, and helped me through the process with upmost professionalism and patience!
Member, Roger F.
I have been a member for decades and have always received good service and fair interest rates.
Member, Bryan N.
Everyone is friendly, welcoming, and down to earth. At Neighbors, I feel like everybody is treated like they are somebody and that they matter.
Member, Janice C.
find your branch

All eight locations, close to home.

Plus 5,000+ shared branches and 30,000+ CO-OP ATMs nationwide.
South County
6300 S Lindbergh Blvd. St. Louis, MO 63123
314-892-5400
Fenton
612 Gravois Road Fenton, MO 63026
314-892-5400
Downtown
1720 Market Street, Floor 1 St. Louis, MO 63166
314-892-5400
Manchester
14422 Manchester Rd. Manchester, MO 63011
314-892-5400
St. Peters
4745 Mexico Rd. St. Peters, MO 63376
314-892-5400
Howdershell
355 Howdershell Road Florissant, MO 63031
314-892-5400
New Halls Ferry
11899 New Halls Ferry Road Florissant, MO 63033
314-892-5400
Jennings
8935 Jennings Station Rd. Jennings, MO 63136
314-892-5400
Lobby hours vary by location — see neighborscu.org/branch-locations.
HELLO
We are your
neighbors

Free Checking. Seven minutes to open, direct deposits two days early.*

nice to meet you.
Open your checking account now
1
Tell us who you are
Name, address, a photo of your ID.
2
Fund it your way
Any amount. No minimum to keep.
3
Move your paycheck
All you need is your new account number and our routing number.
Prefer to open your account in a branch? We would love to meet you in person!
Neighbors Credit Union
nice to meet you.
Open your account now

©2026 Neighbors Credit Union. All rights reserved. Membership eligibility required; all members required to maintain a minimum $1 deposit in a savings account. Account opening time is an estimate and may vary based on identity verification. *Early access to direct deposit funds depends solely on the timing of payment file sent by the payer; this date is determined by the payer not the Credit Union. There is no guarantee of early direct deposit receipt. **Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Users must have a bank account in the U.S. to use Zelle and to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle. ***Purchase Rewards offers vary by merchant and are subject to change; online and/or mobile banking plus a Visa debit card are required to earn Purchase Rewards.

NCUA — Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Federally Insured by NCUA