The Best Checking Account
In West Tennessee.
Checking that pays you 5.12% APY*, bundled with real-life benefits, from a bank that's known West Tennessee for 90 years.
One account. Six ways it has your back.
Every Foundation Benefits account includes the BaZing benefits package, with real protections for real life, at no extra cost.
Free to use, day or night, up to $80 in covered service for towing, jump-starts, and lockouts.
Up to $600 per claim ($1,200/year) if your phone is broken or stolen, when your bill is paid from this account.
$2,500 identity-theft benefit, payment-card fraud resolution, plus identity & credit monitoring.
Shop local, save local. Discounts on dining, shopping, and travel through the BaZing app.
Save on prescriptions, eye exams, frames, lenses, and hearing services.
Peace of mind for the unexpected, included with your account at no extra cost.
Most banks charge you to hold your money. We pay you to keep it here.
A typical checking account quietly charges you fees every month. Foundation Benefits is the opposite — keep a $1,000 daily balance and there's no monthly service charge, plus it pays you on a $15,000 balance.
High interest, easy terms.
Earn 5.12% APY* each cycle by doing three things you probably already do:
Just $25 to open. Keep a $1,000 minimum daily balance and there's no monthly service charge.* Miss a cycle and you still earn our standard rate, and keep every benefit.
The one thing a big bank can't wire you.
For 90 years, our neighbors have banked where the people behind the counter know them by name. Here's what a few of them have to say.
731-352-2262
731-352-2262
731-642-3130
731-641-8885
731-696-2265
24/7 Smart ATM
731-554-2423
731-536-5363
Worth more starts today.
Open your Foundation Benefits account in about 10 minutes, online or at any of our eight branches. Just $25 to get started.